Defined terms will have the same meaning as in Bottom Line Investing’s Terms of Service, unless otherwise defined herein.
- “You” and “your” mean the individual or entity visiting or using the Site.
- “Bottom Line Investor”, “we,” “us” and “our” means Bottom Line Investing.
- “Site” refers to Bottom Line Investing’s website at www.blinvestor.com, and other related websites, blogs, domains, and mobile sites maintained by Bottom Line Investing.
- “Non-Personal Information” is any information that is not Personally Identifiable Information (defined below). Non-Personal Information includes, without limitation, Personally Identifiable Information that has been anonymized.
- “Personally Identifiable Information” or “PII” is non-public information we receive from your use of the Site that can be used, alone or in combination with other information in our possession, to identify a particular person/individual. It may include information such as name, address, telephone number and other personal information you provide us.
- “Data” includes both Non-Personal Information and Personally Identifiable Information.
INFORMATION COLLECTED AND CONSENT
You do not have to provide any Personally Identifiable Information to browse the publicly available pages of the Site; however, in order to use certain Services provided through the Site, you may be required to register and provide Personally Identifiable Information.
We may collect PII from you in a variety of ways, including, but not limited to, when you visit the Site, register on the Site, when you provide PII in connection with other activities, services, features or resources we make available on the Site, or when you complete a transaction on the Site. We may collect your name, mailing address, billing address, phone number, payment information, or email address.
We may also collect additional information from you depending on the nature of the transaction. Bottom Line Investing also collects information about you automatically when you visit the Site. We automatically receive certain information from your browser or mobile device, such as your browser type, the operating system of your device, the URL of the site from which you came and the URL of the site you visit when leaving the Site. We also receive your IP address and the name of your internet service provider (“ISP”) or your mobile carrier.
We may also convert PII into Non-Personal Information by excluding information that is personally identifiable. You acknowledge that Non-Personal Information and PII that is converted into Non-Personal Information belongs to Bottom Line Investing and that Bottom Line Investing has the right to use such general information as it determines in its sole discretion. Notwithstanding the foregoing, we will treat as PII any item that, either alone or together with other information, we could use to identify an individual.
We will only use PII for the purpose of fulfilling our duties and providing the Service and for improving services.
Bottom Line Investing may use PII for the following purposes: To improve customer service: Your information helps us to more effectively respond to your customer service requests and support needs. To personalize user experience: We may use information in the aggregate to understand how our users as a group use the Services and resources provided on the Site.
THIRD-PARTY LINKS AND ADVERTISEMENTS:
Bottom Line Investing sends 3rd party email advertisements that we have carefully vetted and believe may be of interest to our subscribers.
The Website may also include integrated social media tools or “plug-ins,” such as social networking tools offered by third parties. If you use these tools to share personal information or you otherwise interact with these features on the Website, these companies may collect information about you and may use and share such information in accordance with your account settings, including by sharing such information with the general public. Your interactions with third-party companies and your use of their features are governed by the privacy notices of the companies that provide those features. We encourage you to carefully read the privacy notices of any accounts you create and use.
WEB BROWSER COOKIES:
The Site may send a “cookie” to your computer. A cookie is a small piece of data sent to your browser from a web server and stored on your computer’s hard drive. A cookie cannot read data off your hard disk or read cookie files created by other sites.
Bottom Line Investing does not store unencrypted Personally Identifiable Information in the cookies. We also do not link Non-Personal Information from cookies to your Personally Identifiable Information. To help us optimize the Site or for marketing purposes, we may allow other authorized third-parties to place or recognize unique cookies on your browser.
For more information about how to manage your cookies preferences, use the ‘help’ menu of your web browser or explore the customer support sections of your web browser. To opt-out of all cookies or certain advertising cookies, visit the company website for your browser for instructions.
We will use commercially reasonable methods to keep personal information securely in our files and systems.
Email, social media, and instant messages are not recognized as secure communication forms. Please do not send any information you consider private to us by email or instant message or through social media sites (e.g., Twitter, Facebook, etc.) due to the public nature of such postings.
LINKS TO OTHER SITES
As always, you understand it is your responsibility to verify your legal use of a website, and use of information from the website with the corresponding website owner.
AGE OF CONSENT
Bottom Line Investing takes special care to protect the privacy needs of children under the age of 13 and we encourage parents to be an active participant in their child’s online activities. Bottom Line Investing abides by the Children’s Online Privacy Protection Act (COPPA) and other relevant laws.
The Site does not target and is not intended for children under the age of 13, and Bottom Line Investing will not knowingly collect Personally Identifiable Information directly from them. If Bottom Line Investing discovers that a child has provided personal data directly through the Site, Bottom Line Investing will eliminate that data.
This Site is only intended for persons 18 years of age or older. If you are under 18 you must ask a parent or legal guardian for permission prior to submitting any information to this Site. If you have knowledge that a child 13 years of age or younger has submitted Personally Identifiable Information to us, please contact us and we will delete the PII information collected belonging to that child.
You may contact us via email or by writing to us at the address below. Parents and guardians can also email us at email@example.com, but before any information is disclosed, the parent will be required to provide the parent’s name and email address for verification. We will only send the information to the parent email address in the registration file.
CAN-SPAM COMPLIANCE NOTICE
Bottom Line Investing fully complies with the federal CAN-SPAM Act. You can always opt out of receipt of further email correspondence from us.
CALIFORNIA PRIVACY RIGHTS
Under Section 1798.83 of the California Civil Code, residents of California can obtain certain information from companies with whom they have an established business relationship. That information is about the Personally Identifiable Information those companies have shared with third parties for direct marketing purposes during the preceding calendar year.
The law requires companies to inform consumers about the categories of Personally Identifiable Information shared with third parties, the names and addresses of those third parties, and examples of the services or products marketed by those third parties.
To request a copy of the information disclosure provided by Bottom Line Investing under Section 1798.83 of the California Civil Code, please contact us via email to firstname.lastname@example.org.
If you are an individual, you may have certain rights under applicable data protection legislation, including the right to review and correct the personal data we hold about you. Unless you reside in California or another jurisdiction that requires us to provide the information without charge, we may charge you a fee to receive a copy of this data.
For a copy of or reasonable access to your personal data please contact us.
EUROPEAN UNION DISCLOSURE
Personal information voluntarily submitted to Bottom Line Investing online, via electronic communication, or otherwise, may be maintained or accessed in servers or files in the United States of America, which the European Union has not deemed to provide “adequate” privacy protection.
If you do not consent to having your information processed and stored in the United States of America, please do not provide it to Bottom Line Investor.